How the Zero Debt approach works
The Zero Debt Club brings together five key components that work in harmony around your home loan.
Your Certified Credit Coach:
A professional Credit Coach who is trained and certified in all aspects of the Zero Debt Club and is responsible for educating their clients in all aspects of Credit.
Goal Setting:
You set clear goals for your home loan and your life – such as bringing your debt-free date forward, building a safety buffer, or freeing up cashflow for the future.
Your Debt-Deletion Strategies:
Practical tactics tailored to you, such as repayment structuring, offset and redraw strategies, reviewing rates and products, and using lump sums wisely.
Your Disaster Plan:
A safety plan for when things change – interest rate rises, job changes, illness or other unexpected events – so your home loan stays manageable and minimises your stress.
Your Home Loan:
Everything connects back to your actual mortgage. The structure, the features and the way you use it are all aligned to your zero-debt goals, not just the bank’s default settings.
